Proverbs 10:13-15

Amplified Bible

¹³ 
On the lips of the discerning, [skillful and godly] wisdom is found,
But discipline and the rod are for the back of the one who is without common sense and understanding.
¹⁴ 
Wise men store up and treasure knowledge [in mind and heart],
But with the mouth of the foolish, ruin is at hand.
¹⁵ 
The rich man’s wealth is his fortress;
The ruin of the poor is their poverty.^(A)